Car Insurance: Why It’s Wise To Have Uninsured/Underinsured Motorist Coverage

IT’s a great idea to invest in adding a certain coverage to your automobile insurance policy called “UIM / UM” coverage. UIM stands for Under-Insured Motorist, while UM stands for Uninsured Motorist. Especially if you live in Southern California where many people drive without insurance, having this extra add-on to your policy is an awesome investment to protect yourself.  Usually the coverage costs a little bit more, but can save you a lot of money if you’re in a car accident.  … Continued

The L.A. Paradox

Do you want to know what makes Los Angeles the coolest city in North America?  Nothing is ever your fault.  Or anyone else’s fault, for that matter.  Did you drive drunk and go the wrong direction down a one way street, only to hit someone?  It’s their fault for not having seen you first and moving out of the way.  Did you crash into someone because you were you too busy texting your friend to pay attention to the road?  … Continued